Aidpage

Hello people of Aidpage-

Well where to start? uhhhh...........

I am 33 years old and an enrolled native american tribal member currently residing off the reservation thus not eligable for may of my tribes programs.  I am a very loyal, strong, honest, hardworking individual who is currently unemployed. I am in need of assistance in many areas but most of all I want a way to be self sufficient again, I feel like that was taken away from me and that I am being pushed into being someone who has to rely on government welfare programs as if I was in a socialist governed society.  I am in debt a few thousand dollars to my landlord whom I rent a room from.  I am on unemployment recieving $800 a month that disappears the day after I recieve it, going to bills and lots of cheap food like canned soup and top romen.  I did recieve foodstamps for a little while but was having a hard time stomaching the fact I was that much in need and haven't recieved any in a few months.  I am interested in business and have spoken to someone with the BIA and did find a program that helps tribal individuals/business by backing that entity with a guarantee to financial institutions by covering 90% of the loan if the individual/business goes default of that loan.  I would just need to come up with 10% of the loan and the bank would know that no matter what happened to me or the business they would recieve there money.  Nice program but I don't know what business/franchise to go into.  I have also looked into schooling but the recruiters who contacted me are sales hawks seeking there commisions not putting my best intrests and finances first, offering me alot of money in loans and very little in grants or scholarship advice.  Through this experience I found out I have an outstanding loan to the dept. of educaton which I was unaware of due to the fact that when I went to school many years ago I recieved alot of little loans, scholarships, work study through collegiate athletics, and I just was more focused on playing sports than keeping track of my fiduciary responsablilities and eduation.  Stupid kid, so when I lost my scholarship due to an injury I left school.  I do realize I am a product of my actions but wholeheartedly though that my hardwork, loyalty, and faith in this great country would be enough for me to get on top and be successful.  I realize now that is not true and that its all about who you know, what you look like and being in the right place in the right time with the right people is a huge determining factor on an individuals success.  I could be like many others before me and be a product of our welfare programs for years and year prolly my lifetime if I wanted to.  I just can't bring myself to do it.  

Wow, I thank you if you read all of my dribble and to summerize and clearly state what I am doing here on aidpage is that I am seeking contact information, programs, ect. that can help me to: get out of debt, employment, living and schooling grants, scholarships, programs, temporary emergency assistance, or anything I may qualify for.  And or basically a "life coach" to hold my hand and lead me through this sea of restrictions, regulations, policies, and other red tape that frustrate and detoured me to where I am now because I don't understand or really see as relivant in many instances. 

Thank you for reading and I thank you in advance for any help.

Jason  

My company AmeriPlan has just introduced a new discount plan called SecureNet which includes ID Theft Protection, National Child ID, Family Legal Plan, Roadside Assistance and Financial Services, all for $24.95 per month.  More info is on my website but here is a quick summary of the Financial Services:

The Problem:

• 80% of all credit reports contain inaccuracies.
• Bad credit scores negatively affect loans and credit card rates.
• Bankruptcies have surged to more than 1 million.

The Solution:

• Bankruptcy Counseling ~ counselors help members understand bankruptcy options.
• Foreclosure Avoidance ~ access to a professional debt counselor to help identify options.
• Financial Education ~ access to an extensive library of financial resources.
• Substantial Discounts on the following services:
  • Credit Repair ~ for only $29 (reg. $99) SecureNet offers the primary member an up-to-six month proven credit repair service.
  • Debt Relief ~ reduce unsecured debts up to 60% in as little as 12-36 months, including a free debt consultation with a professional debt counselor.

I am the father of 3 wonderful children (14,10,6).  I have worked hard for several years as a public servant.  I stand on the line between society and harms way on a daily basis as a law enforcement officer and a former active duty Marine.

My children are what I live for and what I work for.  I have worked hard I have stayed true to the Lord and I have been always faithful to my wife.

just over a year ago my wife (who had not been faithful) filed for divorce and has yet to settle the divorce as she is holding out for more money and all that I have worked for including my rights to see my children.

Several months ago I have asked for help.  Due to the divorce I have lost most of my things including my home and a new vehicle and my right to see my children on a daily basis.  For over a year I have been sleeping in the back end of a 1986 NISSAN Pick-Up truck.  I shower every day at work and do my laundry regularly and keep my clothes at work.

I came to AIDPAGE in desparation looking for help.  What i needed was assistance for legal hlep and to HELP pay bills as part of the initial divorce proceedings I have been left with 3/4 of all the family bills plus I have been in a real need to save up to re-establish a home for my self and for it to be suitable for my children to visit with me.

AIDPAGE has been no help for me.  I hope that you all who need help and come to AIDPAGE seeking help can get some sort of assistance.  I was never asking for a free hand out as so many people do in this day and age and I make too much money on paper to apply for any federal hand out money.  I was even turned away from our local public housing authority when I asked about an appartment because they do not care how much money I have in my pocket they only care what it says I make on paper.

My divorce has not been settled yet and I am in debt to my eye balls and according to the U.S. Bankruptcy Laws I make too much money to file Bankruptcy as the laws were re-designed a few years ago that someone who makes $45,000- a year up to $200,000- can almost not file bankruptcy unless your a BANK, A CREDIT COMPANY, A LAWYER-DOCTOR, or on LOW INCOME.

What am I going to do? SIMPLY SUFFER and loose out because my wife was unfaithful and not happy so I HAVE TO PAY FOR IT.

Good luck to you all.

WJR

Hell, My name is Angie and I am sinking in credit card debt. I created a site called "Tiny Drops Make A Mighty Ocean." If you have even one dollar to spare, you could change my life. Please visit my site to learn how your "Tiny Drops" can help make a "Mighty Ocean." There are even tips and suggestions on how to save money! Thank you so much!

http://www.freewebs.com/tlsw/

I am in complete debt due to many situations including medical bills. My daughter who was legally blind all the way up to age 18 got surgery and is so happy to see almost completely. The surgery along with a lay offf but is some deep debt. Borrowing away from one bill to pay another has been the only choice. SO now more money goes out then comes in. We have poor credit so being $10,000 in debt is hard to catch up on. We cant get a consolidated loan. We are so close to bankruptcy. So I am pleading that someone can help us here. The fastest wayto help us is through paypal. Please reply as we are in a deep hole and anything you can provide will help. THANK YOU in advance for the generosity.

Looking at ways to prevent my business from going under. Bankruptcy, debt settlement are possibilities. Wondering about government programs to keep small businesses afloat and participating in economic growth for the country. Besides the elusive "grants from government go unclaimed" claims, is there anything very current and also real?

I desparately need help paying off some debt and just surviving for the next few months until I have some form of regular income again.  Eight years ago, before I was "downsized" from a relatively good-paying job, we considered ourselves middle class.  Since then, we went form middle-class to working poor, and now we are just plain poor.

 I hate living day by day, never knowing if I'll be able to come up with the money for tomorrow's bills.  I figure I'm not young enough for prostitution, not brave enough to rob a bank, and so too cowardly to try suicide!  But there has to be some way out of this mess.

 I am a "retired" medical social worker.  I worked all my life helping other people, all the while paying my taxes and keeping up with the bills.  Although my husband has three higher degrees, and a brilliant mind, he became disabled while finishing his PhD and has never been able to work, nor is he eligible for Social Security.

 I lost my last job two years ago, and have been unable to find anything since.   I need something with very flexible hours because of my own fatigue and because my husband needs assistance at certain times of the day. We've been living on savings while I have tried to start up a small business.  Nothing is working out.  I can no longer work a regular job because of exhaustion, so I really need to do my own thing from home.  I'm working on a couple of projects that should bring us some income in the next few months, but right now we are totally broke

I have cashed in and sold off everything that I can.  I applied for and we are receiving HEAP and Food Stamps, and that helps.  Our house is paid off, but the taxes will soon be overdue.  And right now, I have about $30. in the checking acct., $10. in savings, $7.00 in my wallet and that's it!!  I don't know how to pay the regular monthly bills.  And of course we have debts to pay off--the dentist, the bank over-draft, even the car mechanic!!

I need a loan to get us through the next 6 months, then I think we'll be back on our feet.  My mother gave me money a few months ago, but she is not able to do that regularly.  My in-laws basically refuse to help, and there are no other relatives to turn to.  I tried to get a loan from the bank, and from a loan agency -- they both turned me down because I cannot prove I have monthly income.

I am feeling really desparate.  We are not quite old enough to do a reverse mortgage or to start collecting on Social Security.  Selling our house and moving is not really an option due to my husband's disability.  Even if it were, we need money NOW, not 6 months from now.

Does anyone have an answer to these questions?:

      1--I read about grants available to help with personal expenses, even pay off debt.  I have not been able to locate any--do they really exist?

      2--I get e-mails all the time about processing rebates, and I am sure that some of them, like many internet "great offers" are basically bogus, or at least highly exaggerated.  Has anyone had experience with rebates?  Can you really make money?  Which sites are reputable?

      3--I sell handmade greeting cards.  My website needs work -- the pictures should be clearer, plus it is missing a few newer designs.  But if you need cards for any occasion, please send the business my way.  [thank you!!] OOOOOPS!!!---HERE'S THE WEB ADDRESS: www.cardsandgiftsbyplsoriginals.com

******I would be willing to repay a loan at a reasonable rate of interest.  HELP, please , before we drown!!!!    

My family needs some assistance.  We have been given many medically heavy things in the past 10 yrs and need some help to get out from under it.

Briefly:  My husband and I have had 3 children. (been pregnant 4 times but lost one due to a late miscarriage).  My husband is a cancer survivor.  My 5 1/2 yr old son is a cancer survivor!  Various broken bones, trips to the ER for asthma, and surgeries.

Also have 1 Sear card that we would like to get rid of.

I am a stay at home mom and my husband works his tail off for our local cable company.

Upon request I can furnish a breakdown of what I want to pay off.

Stay at home mom to 3 wonderful kids!  Nursing student, come fall 2007!!!

Well, Sitnpretty66 is not sitting pretty anymore.

I am a recent single parent of four children ages 3, 10, 13, 15. My husband an I separated about a 6 months ago. I work part time and I sell on Ebay from home. My husband does pay child support and helps when he can. This money just barely covers our monthly expenses. My problem is the debt I have from credit cards. I am not behind, I pay the minimum each month, but doing so is going to continue for a lifetime if I can't pay more. I am in the process of getting a full time job that works with our schedule, considering my 3 year old does not need to be in a daycare 10 hours a day and my kids have sports and such with school. My brother is looking for a job for me near him and his family and offered to let us stay with them until I can save some money. I also have looked into taking a CNA or Phlebotomist course at our local college. Working in a hospital would be great for extra hours and benefits. Bankruptcy is NOT an option, I would rather pay forever. I do get an income tax refund and I will be using most of that towards the debt. After paying with that amount I will still owe close to 15,000.00. If anyone would like to help us get a fresh start I would greatly appreciate it. Thanks.

If you would like to make a donation you can use paypal sitnpretty66@yahoo.com. Or email me for my address.

I am going through a very difficult divorce and need financial aid of any type to help pull myself and my children through this difficult time.

I have been subjected to enormous legal and associated costs over the last 3 years. It has decimated my credit to where I am now facing threats from lawyers, creditors, you name it. These legal costs incurred were due to a unjust legal system in the county that I live and the lack of representation by the expensive lawyer. Particulars will be provided upon request.

I DO NOT want to declare bankruptcy and have no personal assets to sell. My retirement accounts have been drained in order to assist with the growing legal costs.

I work full-time and make a good salary however when your in too deep it is extremely difficult to try and dig out. I have applied for some personal loans to just get me caught up but loans are only given to people with money and that have good credit.

I need some help. If this country wants to improve the economy they better start looking at the people who have become victims to the ruthless credit card companies and other creditors who like to make money on the middle class people.

 I am a sigle father of two children and am trying to better our situation.  I am seeking a grant to relieve myself of debt, as an  alternative to filing for bankruptcy.

small loan to get back on feet

To Whom It May Concern:

I am writing this in regards to financial assistance that I need to pay off old debts, medical bills, and bad checks, with a grand total of approximately $14,000 and growing.  I understand that I have not been "responsible" with my previous finances.  I am working towards relieving these debts.  I am so far behind that no matter what I seem to do I can not get ahead.  I make $6.25/hour and work 35-40 hours per week.  With current interest and fees being added to these debts everyday, I am not able to get ahead.  I am trying to get my finances in order to become a student, and work towards a degree in business management.  I have the will and passion to work for the better, I have no where else to turn for help.  I tried other options to try and help relieve these debts, but with my current credit score I am do not qualify for anything other than "secured" loans.  I have no possessions of real value to secure what most lenders and banks need.  Please help with any assistance possible, for it is in great need.

Thank You,

Tyler G. Jones

I am a 36 year old woman separated from my husband with a 16 year old son and a 16 year old boy that I am legal guardian to and need money for debt relief.